AI-powered · Built for India
Money that finally makes sense.
WealthWise drafts a budget around your actual life — 80C, NPS, UPI, family — then quietly keeps you on track.
- Free forever
- AES-256 encrypted
- English · हिंदी · Hinglish
Expense categories
Investment schemes
Languages, incl. Hinglish
AES encryption
01The product
One dashboard, every rupee accounted for.
Monthly budget
₹42,500
Drafted by AI in 40s
Needs · 50%
₹21,250
Savings · 20%
₹8,500
incl. ₹4,000 ELSS (80C)
A 12-category plan tuned to your city and income — with the reasoning behind every number.
02Why WealthWise
Built around how India actually spends.
Not a Western budgeting app with the currency swapped. Every feature starts from Indian incomes, taxes, families, and festivals.
01AI budgeting
A budget written for your life, not a template.
Gemini drafts a plan from your income, city, and family size — across 50+ categories that match how Indian households actually spend. No 50/30/20 lectures.
- Every number comes with its reasoning
- Re-drafts itself when your income changes
02Voice entry
Say it in Hinglish. It’s logged.
Speak an expense the way you say it out loud — “grocery ka 2 hazaar”, “₹250 चाय समोसा” — and WealthWise parses the amount, category, and context.
- English, हिंदी, and Hinglish
- Works one-handed, mid-commute
03Investing
Advice that speaks 80C, not Wall Street.
Recommendations across ELSS, PPF, NPS, and 30+ schemes — matched to your age and risk profile, with the tax impact spelled out in rupees.
- Old vs. new regime, compared for you
- Plain-language explanations, no jargon
04Insights
It notices before you overspend.
WealthWise watches your pace, your patterns, and the Indian calendar — festivals included — and nudges you while there’s still time to adjust.
- Pace alerts, not post-mortems
- Seasonal planning for Diwali-sized months
03How it works
From sign-up to smart budget in minutes.
Tell us about your life
Income, city, family size, and a couple of goals. Under three minutes — and never a bank credential.
AI drafts your plan
A Gemini-built budget across 50+ categories, priced to your actual cost of living, with every number explained.
Track without trying
Type it, tap it, or say “petrol 800” — then let the alerts and insights keep you on plan automatically.
2-minute setup · Free forever
04Security
Your data is not our product.
Everything sensitive is encrypted with the same standard banks use, on infrastructure you can read about openly. No ads, no data brokers, no fine print.
- AES-256-GCM encryption for sensitive data at rest
- Google sign-in and bcrypt password hashing
- Never sold, never shared, never shown ads
- No bank credentials, ever — read the privacy policy
What early users say
05From early access
“The AI budget actually accounts for Bangalore rent. Every other app gave me a generic 50/30/20 split that doesn’t work here.”
“Saying “petrol 800 rupees” and it just logs it — genuinely useful when you’re driving.”
“Three income sources — salary, freelance, rental. This is the only app that handles all three properly.”
“The Diwali planner saved me ₹15,000 over four months. I didn’t know I needed it.”
Yes. Every feature — AI budgets, expense tracking, debt tools, split expenses, investment guidance — is completely free. No trial period, no credit card, no paid tier hiding the good parts.
Free forever
Bring your money into focus.
A budget that understands your life, in about two minutes. No card, no bank linking, no spreadsheets.
Join thousands of Indians already on WealthWise